Who would have thought backyards would cause so much trouble for the North American energy industry? First came the NIMBYs, the not-in-my-backyard protesters who block power projects from being built near them. And now we have the GIMBBYs – the give-me-a-bigger-backyard homeowners who are unwittingly getting in the way of energy efficiency.
There are a myriad of ways in which the U.S. home mortgage system is weak – even broken. The extent of the housing bubble to the shoddy paperwork (and, in too many cases, outright fraud) in foreclosures are just two minor little examples of the problems we face. One contributing factor — to the housing bubble, to foreclosure rates, to wasteful U.S. energy practices, to